For those who have lost everything in a major disaster, such as the catastrophic large category hurricanes we saw in the 2005 Atlantic tropical hurricane season, there are ways to get debt relief and readjust your finances so that you can move forward without losing everything that you have.

Many times people have lost nearly everything and they are trying to hold onto what little they have left and they find themselves in Tsunami of debt, without a job and even severe dire financial straits. There is no easy way to get out of such a situation and Mother Nature really does not care too much about what happens to you personally.

However there are available to people who have been in hurricane ridden areas SBA or small business administration loans and they can also get a check cut from FEMA to help with debt consolidation. It also makes sense to contact your credit card companies, your mortgage company and you car loan company too, as they may have programs available for you.

Hurricanes can be catastrophic on your personal finances or your small business and you may need to seek some debt relief by contacting your creditors and discussing with them the potential of limiting some interest fees or waving some payments with interest only until which time you can catch backup. Consider all this in 2006.